Ontario Home Renovation Rebates: Get Up to $16,080 on $320,000 in Upgrades

Thinking About a Big Renovation in Ontario?

If you’re planning a major home renovation, you could get back up to $16,080 on a $320,000 spend through Ontario’s HST New Housing Rebate.

At RebateMax, we specialize in helping homeowners claim these rebates with ease—so you don’t leave money on the table.

What’s the Ontario Substantial Renovation Rebate?

Ontario homeowners who complete a substantial renovation—defined as rebuilding or renovating at least 70% of a home’s interior—may qualify for the HST New Housing Rebate.

This rebate allows you to recover part of the federal and provincial HST you paid on your renovation project.

How the $16,080 Maximum Is Calculated

Here’s how the numbers work out for a $320,000 renovation:

• Total Renovation Cost: $320,000

• HST Paid (13%): $41,600

• Federal Rebate Cap: up to $6,300

• Ontario Rebate (pro-rated): $9,780

• Total Rebate Back: $16,080

Eligibility Requirements

To qualify for the rebate, you must:

• Renovate at least 70% of the interior of the home.

• Use the home as your primary residence after renovations.

• Apply within 2 years of completing the renovation.

Step-by-Step Application Process

1. Gather Documentation

   • Contracts, invoices, receipts

   • Before & after photos

   • Building permits and plans (if applicable)

2. Complete the CRA Form

   • Use GST191 (for owner-occupied, newly built, or substantially renovated homes).

3. Submit Your Application

   • Mail it or file through CRA MyAccount (if supported).

4. Processing Time

   • Typical wait: 4–8 weeks.

   • CRA may audit, so keep both physical and digital copies of everything.

Expert Tips to Maximize & Speed Up Your Rebate

• Apply early—don’t wait until the deadline.

• Use a professional—to avoid mistakes that delay or reduce your rebate.

• Double-check all forms for accuracy.

• Track submission via registered mail or CRA’s system.

• Keep complete records—CRA can audit rebate claims for up to 4 years.

About RebateMax

At RebateMax, we make sure Ontario homeowners get the maximum rebate—stress-free. We handle everything: eligibility checks, paperwork, submissions, and CRA follow-ups.

📧 Email: [email protected]
🌐 Website: RebateMax.ca

👉 Don’t miss out—let RebateMax help you unlock your renovation rebate today.