Ontario's Leading HST Housing Rebate Specialists
Claim Your $130,000 Ontario HST Rebate: The 2026 Expansion is Live.
The $130,000 HST Rebate. No Longer Just for First-Time Buyers.
Ontario has unlocked massive rebates for ALL new builds and major renovations. Whether you are building from the ground up or stripping to the studs, RebateMax ensures you keep your windfall—no upfront fees, full audit support, and aggressive timelines.
Up to $130,000 back on Ontario custom homes & substantial renovations.
Fast, Risk-Free Assessment
Check Your Ontario HST Rebate Eligibility in 60 Seconds
Answer four quick project questions and we will instantly segment you into the 2026–2027 expansion or legacy / retroactive stream. No credit checks. No obligation. We only move forward if we can materially improve your outcome.
- Step 1 – Where is your project located? (Ontario / Outside Ontario)
- Step 2 – When did you sign your purchase or construction agreement? (Before April 2026 / After April 1, 2026)
- Step 3 – Project Type? (Custom Build / Substantial Renovation / Rental Property)
- Step 4 – Estimated Spend? (Under $125k / Over $125k)
- Final Step – Share your Name, Phone, and Email so we can send your estimate.
Timeline: Most Ontario homeowners receive a clear pathway to their rebate within one business day after submitting this form.
By submitting, you agree to be contacted by RebateMax regarding your Ontario HST rebate. No spam. No obligation.
ONTARIO GST/HST NEW HOUSING REBATE
Ontario GST/HST New Housing
Rebate Guide
Enhanced 2026 Expansion + Legacy (Retroactive) Claims
The GST/HST New Housing Rebate can apply in Ontario when you’re buying a newly built home from a builder, doing an owner‑built/custom build, or completing a substantial renovation that’s treated as “new housing.” Under the 2026 expansion window, eligibility is broader—this is no longer just for first‑time buyers.
- Enhanced 2026–2027 Window (Ontario): Up to $130,000 back for eligible projects (agreements signed April 1, 2026 – March 31, 2027)
- Legacy / Retroactive Claims: Up to $24,000 (custom build) or $16,080 (substantial renovation), typically for projects completed in the last 2 years or signed before April 2026
- Ontario-only note: Your property must be in Ontario and your claim must match the Ontario HST rules for the project type
Timing & Claiming: This rebate is typically credited at closing by the builder. If not, buyers can file a rebate application after purchase. RebateMax helps track deadlines to ensure your claim is submitted within allowable windows.
Eligibility Overview: This rebate is generally tied to Ontario new housing scenarios (builder purchase, owner‑built/custom build, or qualifying substantial renovation). For the 2026 expansion window, the rebate is not limited to first‑time buyers—it’s driven by the project/agreement timing and the property’s use (typically a principal residence for the owner‑occupied path). Rental-property claims are handled separately under NRRP.
Instant eligibility confirmation • Ontario new housing rebate expertise
At a Glance Summary
- Maximum Rebate: Up to $130,000 (Enhanced 2026 Expansion) or up to $24,000 / $16,080 (Legacy caps, depending on project type)
- When to Claim: Often handled around closing / documentation with the builder, or filed post‑closing where applicable
- Which Window Applies: Enhanced window targets agreements signed April 1, 2026 – March 31, 2027; older projects usually fall under Legacy / retroactive rules
- Eligible Properties: Ontario new builds, owner‑built/custom builds, and substantial renovations treated as new housing
Common Challenges & Risks
- Missed Primary Residence: Failing to occupy the home as your principal residence voids eligibility
- Prior Ownership: Any previous ownership by you or your spouse disqualifies the claim
- Incorrect Property Type: Non-qualifying renovations or property uses may reduce or deny rebates
- Incomplete Claims: Missing proper documentation can delay or deny rebate processing
Two Ways to Win Your Ontario HST Rebate
Whether you are taking advantage of the 2026-2027 expansion or filing a retroactive claim, RebateMax structures your file for maximum refund and zero upfront risk.
Bucket A · 2026–2027 Expansion
Up to $130,000 Back on New Agreements
Target: Agreements signed between April 1, 2026 and March 31, 2027 for Ontario custom homes and substantial renovations.
Value: Up to $130,000 HST rebate.
Fee: Flat contingency fee of $3,500. No upfront fees; payable only if we recover your rebate.
- Flat contingency fee applies — no upfront costs.
Risk-Free: No upfront fees. A flat contingency fee of $3,500 is charged only on successful claims; no hidden costs.
Bucket B · Legacy & Retroactive Claims
Up to $24,000 Back on Past Projects
Target: Projects completed within the last 2 years or agreements signed before April 2026.
- Up to $24,000 – Custom Home Build
- Up to $16,080 – Substantial Renovation
Fee: Simple 15% flat contingency fee—only when you get paid.
Eligibility criteria:
- Minimum $125,000 in spend
- At least $90/sqft
- 70%+ structural renovation or substantial rebuild
ONTARIO NRRP REBATE (RENTAL PROPERTY)
NRRP (Rental Property) Rebate — Eligibility & Deadlines
NRRP is the CRA rebate stream for new or substantially renovated residential rental units in Ontario. If you’re leasing to an arms‑length tenant under a qualifying long‑term lease, RebateMax prepares and defends the claim end‑to‑end.
NRRP (Rental Property)
Specifically structured for real estate investors leasing new residential units or major rental additions to arms-length tenants.
- Who qualifies: Landlords & residential property investors
- Occupancy: Mandatory 1-year valid residential lease agreement
- Application timing: Within 2 years of closing or first lease start
- Key documents: Signed lease, closing ledger, builder tax breakdown
- Disqualifiers: Short-term rentals (Airbnb), vacant unleased units
CRITICAL: Common Rejection Pitfalls
- Missing the strict 2-year CRA statutory deadline
- Submitting an incomplete or non-executed lease agreement
- Claiming NRRP on short-term rentals (e.g., Airbnb) or vacant/unleased units
- Builder invoices and closing statements don’t reconcile (HST breakdown missing)
2026–2027 NRRP Enhanced Window
For qualifying Ontario rental projects in the enhanced window, we map the most defensible NRRP path based on your closing date, first lease start, and document trail—then build your file for audit resilience.
NRRP Legacy / Retroactive Claims
Closed or started leasing within the last 24 months? You may still be eligible to recover unreclaimed HST under NRRP provisions—timing and paperwork are the difference between approval and denial.
Note: Services and assessments are strictly customized for Ontario property builds and CRA guidelines.
Why Choose RebateMax?
Transparent, contingency-only pricing. Most Ontario owners overpay on fees or leave money on the table. Our 2026 expansion pricing is engineered to keep more of the $130,000 in your pocket.
For a full $130,000 rebate, typical firms take nearly triple what RebateMax charges—while offering limited audit support.
| Feature | Typical Accounting Firms | RebateMax |
|---|---|---|
| Upfront Cost | $2,000 - $5,000 | $0 (Contingency Only) |
| Fee Structure | Flat 15% - 20% | Flat $3,500 contingency fee |
| Audit Support | Limited | Full End-to-End Audit Prep |
| Total Fee on $130k Rebate | ~$19,500 | ~$3,500 |
The $125,000 Rule: Is Your Reno Actually a "New Build"?
The CRA views major renovations as "New Construction" if you meet specific structural thresholds. We specialize in navigating the 70-90% interior rule and the $90/sqft benchmark. If you have spent over $125,000 on a renovation in Ontario, you are likely sitting on a massive tax refund that your builder or accountant has not fully quantified.
- Strip-to-the-studs projects may qualify as "new" for HST purposes.
- Add-a-storey and large additions often cross the 70% structural threshold.
- Rental properties and primary residences can both qualify under different rules.
Ontario-Only. Housing-Only. That’s All We Do.
RebateMax is built specifically for Ontario custom homes, luxury builds, and substantial renovations. We are not a generalist accounting firm dabbling in rebates—we live and breathe HST housing legislation so you do not have to.
- Ontario HST housing rebates only—no distractions.
- Custom home, substantial renovation, and rental property experts.
- Files engineered to withstand CRA scrutiny and audits.
- We coordinate with your builder, lawyer, and lender documentation.
Result: You keep more of your rebate, file faster, and sleep better knowing your claim is built by specialists.
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RebateMax.ca – Ontario HST Housing Rebate Specialists
Phone: 289-812-7179
Email: [email protected]
Serving custom home builders, luxury homeowners, and major renovators across Ontario.
RebateMax is a private, third-party service provider and is not affiliated with, nor an official agency of, the Government of Ontario or the Canada Revenue Agency (CRA).
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